Terms and Conditions

Last Updated: January 2, 2026

Welcome to UneducatedInvestor.com. These Terms and Conditions (“Terms”) govern your use of UneducatedInvestor.com and all its associated services, content, and functionalities (collectively, the “Website”). By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Website.

1. Important Disclaimers – Not Financial Advice

Educational and Informational Purposes Only: All content provided on UneducatedInvestor.com, including articles, opinions, stock picks, ETF ideas, and market analyses, is for educational and informational purposes only. It is not intended as, and should not be construed as, financial, investment, legal, tax, or any other professional advice.
No Fiduciary Relationship: Your use of the Website does not create a client, advisory, or fiduciary relationship between you and UneducatedInvestor.com or its owner(s).
Consult a Professional: You should consult a qualified financial advisor, tax professional, or other professional for advice tailored to your specific situation before making any investment decisions.
Investment Risks: Investing in financial markets involves risk, including the potential loss of principal. Past performance is not indicative of future results. You are solely responsible for your own investment decisions.
Accuracy of Information: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the Website or the information, products, services, or related graphics contained on the Website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

2. Intellectual Property Rights

Unless otherwise stated, UneducatedInvestor.com and/or its licensors own the intellectual property rights for all material on the Website. All intellectual property rights are reserved. You may access this from UneducatedInvestor.com for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Republish material from UneducatedInvestor.com
Sell, rent or sub-license material from UneducatedInvestor.com
Reproduce, duplicate or copy material from UneducatedInvestor.com
Redistribute content from UneducatedInvestor.com

3. User Conduct

You agree not to use the Website in any way that:

Is unlawful, illegal, fraudulent, or harmful.
Infringes on the intellectual property rights of others.
Harasses, abuses, or harms another person.
Interferes with the proper working of the Website.
Attempts to gain unauthorized access to any part of the Website or its systems.

If you subscribe to our newsletter, you agree to receive email communications from UneducatedInvestor.com. You can unsubscribe at any time by following the instructions in the email.

5. Links to Other Websites

Our Website may contain links to third-party websites or services that are not owned or controlled by UneducatedInvestor.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

6. Limitation of Liability

In no event shall UneducatedInvestor.com, nor its owner(s), be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website; (ii) any conduct or content of any third party on the Website; (iii) any content obtained from the Website; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

7. Indemnification

You agree to defend, indemnify and hold harmless UneducatedInvestor.com and its owner(s) from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of a) your use and access of the Website; b) your breach of these Terms; or c) your violation of any law or the rights of a third party.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of Singapore, without regard to its conflict of law provisions.

9. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have any questions about these Terms, please reach out via the form on our Contact Page.